235 Golden Pond Road

Monticello, KY
$ 329,000 Beds 4 Baths 3 Sq 1,700 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to your perfect getaway or full-time retreat in the highly desirable Golden Pond Resort area! This beautifully updated 4 bedroom, 3 full bathroom home offers the ideal blend of comfort, functionality, and proven income potential. Step inside to a spacious, open-concept layout featuring a warm and inviting living room with hardwood flooring and seamless flow into the kitchen and dining area—perfect for entertaining or hosting guests. The kitchen is well-appointed with abundant cabinetry, generous countertop space, and comes fully equipped with all appliances. Just off the main living space, you'll find comfortable bedrooms and updated bathrooms designed with both style and convenience in mind. This home is uniquely suited for large gatherings or short-term rental use, with the ability to comfortably sleep multiple guests. Currently operating on a successful rental program, this property presents an excellent opportunity for immediate income or continued investment. Outdoor living truly shines here with a large screened-in back deck, offering a private and relaxing setting to unwind. The hot tub conveys, creating the ultimate space to relax after a day on the lake. The home also includes a 2-car attached garage and ample parking space for guests. Located just minutes from multiple public boat ramps and less than 5 minutes to Conley Bottom Resort, this property is perfectly positioned for lake lovers and vacationers alike. Additional features include: • Kitchen appliances convey • Washer & dryer convey • Hot tub conveys • Triple bunk bed conveys • Updated flooring throughout • Proven short-term rental performance Whether you're searching for a primary residence, vacation home, or income-producing property near Lake Cumberland, this one checks all the boxes. Don't miss your chance to own a turnkey property in one of the area's most sought-after locations!

Pending

  • Price
  • $ 329,000
  • City
  • Monticello
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Wayne
  • Half Bathrooms
  • 0
  • Area
  • 070 - Wayne County
  • Lot Size
  • 0.52 Acres
  • Zip
  • 42633
  • Sqr Footage
  • 1,700
  • Year Built
  • 2012
  • Style
  • Single Family Residence
  • MLS#
  • 26006388
Listed By: Lake Cumberland Real Estate Professionals - 606-677-0059
Data Source: ImagineMLS

Features

General

Sewer Septic Tank
Heating Heat Pump
Cooling Heat Pump
Possession Close Of Escrow
Roof Dimensional Style,Shingle
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Garage Spaces 2
Patio/Porch Features Deck,Porch
Construction Materials Vinyl Siding
Year Built 2012
View Neighborhood,Rural,Trees/Woods
Levels Two
Property Subtype Single Family Residence
Parcel Number DD-04-016.00
County Wayne
New Construction No
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Golden Pond
Garage Y/N true
Total Rooms 2
Full Baths 3
Status Pending
Directions Take KY-1275 to KY-2393 13 min (7.9 mi) Continue on KY-2393. Drive to Golden Pond Rd
High School Wayne Co
City Monticello
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 22651
Carport Y/N false
Elementary School Bell
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N No
Rent Control Y/N No
Standard Status Pending
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Septic_sp_Tank true

Interior Features

Interior Amenities Breakfast Bar,Ceiling Fan(s),Primary Downstairs,Walk-In Closet(s)
Basement Bath/Stubbed,Concrete,Finished,Walk-Out Access,Walk-Up Access
Flooring Carpet,Hardwood,Tile
Basement (Y/N) Yes
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 1100
Total Bedrooms 4
Below Grade Finished Area 600
LivingAreaSource Public Records
Total Baths 3
Heating-Heat Pump true

Exterior Features

Parking Features Attached Garage,Basement
Water Source Public
Lot Size Area 0.52
Foundation Details Concrete Perimeter
Building Area Total 1700
Lot Size Acres 0.52
Lot Size Source Public Records
Waterfront Y/N false
Crops Included Y/N No
Horse Y/N false
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the London, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

3/29/2026 Listed $365,000
4/19/2026 5% - $350,000
6/2/2026 1% - $349,500
6/19/2026 3% - $339,500
7/27/2026 4% - $329,000

Property vs Zip Code Average in 42633

Price
AVG $320K
$330K
Year Built
AVG 1987
2012

235 Golden Pond Road Monticello, KY is a Single Family Home for sale at $329000 with 1700 sqft and a lot size of 0.52 Acres Acre(s). 235 Golden Pond Road Monticello has 4 bedrooms, 3 baths and was built in 2012. The property's zip code is 42633 which is in Monticello, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.